The cash advance: features
Some credit cards let you borrow cash in addition to making purchases on credit. Most credit card companies treat these cash advances and your purchases differently. If you plan to use your card for cash advances, look for information about
Access. Most credit cards let you use an ATM to get a cash advance. Or the credit card company may send you 田hecks・that you can write to get the cash advance.
APR. The APR for cash advances may be higher than the APR for purchases.
Fees. The credit card company may charge a fee in addition to the interest you will pay on the amount advanced.
Limits. Some credit cards limit cash advances to a dollar amount (for example, $200 per cash advance or $500 per week) or a portion of your credit limit (for example, 75% of your available credit limit).
How payments are credited. Many credit card companies apply your payments to purchases first and then to cash advances. Read your credit card agreement to learn how your payments will be credited.
Access. Most credit cards let you use an ATM to get a cash advance. Or the credit card company may send you 田hecks・that you can write to get the cash advance.
APR. The APR for cash advances may be higher than the APR for purchases.
Fees. The credit card company may charge a fee in addition to the interest you will pay on the amount advanced.
Limits. Some credit cards limit cash advances to a dollar amount (for example, $200 per cash advance or $500 per week) or a portion of your credit limit (for example, 75% of your available credit limit).
How payments are credited. Many credit card companies apply your payments to purchases first and then to cash advances. Read your credit card agreement to learn how your payments will be credited.
Shopping around for a credit card can save you money on interest and fees. You will want to find one with features that match your needs. This information can help you
●Know the features of credit cards？
●Compare credit card features and costs
●Know your right a credit card
●complaint about a problem with
your credit card
●Know the features of credit cards？
●Compare credit card features and costs
●Know your right a credit card
●complaint about a problem with
your credit card
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